Dr. Vijayalakshmi. R

Dr. Gadigeppa Muramatti

July 2, 2025

Rama Krishna Kompella

August 9, 2025

Published by P.Bhavya on August 9, 2025

Conference and Seminar Presentations

Presented the research paper titled “Bridging the Financial Literacy Gap: Analysing the Financial Knowledge of Women in Hyderabad and Government Initiatives” at the International Conference on Recent Trends in Commerce, Management, Arts, Humanities, IT, Mathematics, and Statistics, organized by the IQAC of Villa Marie Degree College for Women, Hyderabad, on 31st August 2024.
Delivered a presentation on “Beyond the App: Leveraging Financial Literacy to Build Consumer Confidence in Fintech” at the International Conference on Pioneering Trends and Innovations Reshaping the Global Financial Landscape, jointly organized by the University of Madras and Stella Maris College for Women, Chennai, on 22nd–23rd August 2024.
Presented a paper titled “Enhancing the Learners to Learn for Holistic Development” at the Two-Day National Seminar on the Role of NAAC Accreditation in Developing Innovative Curriculum Design for Sustenance of Quality in Higher Education, organized by the IQAC of St. Francis College for Women, Hyderabad, on 28th–29th June 2019.
Delivered a presentation titled “Performance Analysis of an All-Women’s Bank: A Study Specific to Bhartiya Mahila Bank” at the Two-Day International Seminar on New Paradigms in Accounting and Finance, organized by Osmania University, on 27th–28th February 2017.
Presented the research paper “A Reality Check for Women Entrepreneurs in the Transportation Sector: A Study Specific to Hyderabad” at the National Seminar on MSME Challenges and Opportunities, organized by Meenakshi College for Women, Chennai, on 10th–11th February 2017.
Participated in the One-Week National Workshop on Emerging Trends in Research Methodology in Commerce and Management, organized by St. Francis College for Women, Hyderabad, from 27th July to 2nd August 2016, and presented a study titled “Opportunities and Challenges: A Study on Public Transportation as a Means of Commute Among Women in the Twin Cities of Hyderabad and Secunderabad.”
Presented a paper titled “Awareness Among Women About Women-Specific Laws in Hyderabad” at the National Seminar on Violence Against Women in Contemporary Indian Society, organized by the Department of Sociology, Satavahana University, Karimnagar, on 11th–12th November 2014.

Papers Published

Vijayalakshmi, R. (2024). Beyond knowledge: The interplay of financial knowledge, overconfidence, under confidence and demographic factors in personal financial decision-making. International Journal of Scientific Research, 13(9).
Vijayalakshmi, R., Sudha, B., Farouk, M., & Ahmed, G. (2022). An empirical study of association among financial literacy, financial attitude, and financial behaviour of Gen Z. In Proceedings of the 2022 International Conference on Cyber Resilience (ICCR) (pp. 1–6). IEEE.
Sudha, B., & Vijayalakshmi, R. (2022). An overview of the importance of financial literacy in the personal loan segment. Journal of Education: Rabindra Bharati University, 24(1), 103–112. ISSN: 0972-7175.
R, M., & Sudha, D. B. (2021). An analysis of perception and financial planning behaviour for retirement among working individuals. The Journal of Contemporary Issues in Business and Government, 27(2), 1120–1130.
Vijayalakshmi, R., & Sudha, B. (2021). An overview of the personal loan segment in the light of new age intermediate debt trap and the importance of financial literacy. IJAS, 12(2), 2269–2279. ISSN: 2008-8019.
Vijayalakshmi, R., & Sudha, B. (2020). A study of depositors’ confidence in private sector banks in a tumultuous economic scenario. Journal of the Maharaja Sayajirao University of Baroda, 54(2). ISSN: 0025-0422 .
Vijayalakshmi, R. (2018). An insight into the factors that affect the status of young women entrepreneurs in the small and medium business in the twin cities of Hyderabad, India. The International Journal Research Publication (TIJRP), 7(5), 56-60. ISSN: 2251-1555

UGC–SERO sponsored Minor Research Project – (2014–2016)

Successfully completed a Minor Research Project titled “All-Women Business Model in Transportation – A Panacea for Women’s Safety in the City of Hyderabad, Telangana”, sponsored by the University Grants Commission – Southern Eastern Regional Office.

Professional Activities

Faculty Development Program (FDP’S)

Successfully completed the UGC–Malaviya Mission Teacher Training Centre Sponsored Refresher Course in Commerce and Management – Batch XI, conducted by the University of Madras from September 17 to 30, 2024, and was awarded a grade of A+.
Completed a One-Week Online Faculty Development Program on “Research and Write with AI Assistance,” organized by the Institute of Public Enterprise (IPE), Hyderabad, from February 17 to 21, 2025.

Coursera Certifications

Excel Skills for Business Essentials	May 13, 2020	Macquarie University
Understanding Financial Markets	June 15, 2020	Université de Genève
Introduction to Data Analysis using Excel	June 22, 2020	Rice University

SWAYAM Online Certification

E-Content Development (Three-Credit Course)
— NITTTR Chennai Score: 89% | Duration: July – September 2021 | Proctored Exam: February 2022

Ministry of Education – Innovation Ambassador Training (Foundation Level)

Completed the Innovation Ambassador Foundation Level Training for the academic year 2024–25, organized by the Ministry of Education’s Innovation Cell (MoE–MIC), Government of India, on May 29, 2025.

Other Information

Facilitator for Academy for Women Entrepreneurs (AWE)

Served as facilitator for the U.S. Consulate–sponsored Academy for Women Entrepreneurs (AWE) in 2023 (Telangana Chapter) and 2024 (Hyderabad Chapter), guiding aspiring women entrepreneurs through the Dream Builder Program. The 2023 initiative was conducted in collaboration with American Corner and KIIT-TBI Bhubaneswar, while the 2024 program partnered with American Corner and ACIR Delhi, with a focus on business planning, marketing, media and financing.

Resource Person

Served as a Resource Person at the National Level Symposium on “Managerial Skills of Women Entrepreneurs” held on March 21, 2023, at K.S.R. College of Arts and Science for Women, Tiruchengode, Tamil Nadu.

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Dr. Gadigeppa Muramatti

Rama Krishna Kompella